Bad credit Auto guarnatee - How to Get the Best Rate

Having bad prestige doesn't make you a bad driver, but it will raise your auto assurance rates. Here's how to get a cheap rate on bad prestige auto insurance.

Bad prestige Auto Insurance

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As strange as it may sound, your prestige rating directly affects your auto assurance rating with some companies. Auto assurance companies have figured out that habitancy with bad prestige file 40% more claims than habitancy with good credit.

If you have bad prestige your assurance could cost you 20% to 50% more in assurance premiums than person with good credit.

The good news is not all assurance companies use your prestige rating as a factor in determining your assurance rating, and some states won't allow assurance companies to use it. So if you've been labeled as a bad prestige risk, or presuppose you may be, you should shop colse to for auto assurance with other companies.

There are websites where you can get auto assurance rates from a number of A-rated companies, and also get advice from assurance professionals, absoluelty free of charge. All you do is fill out a uncomplicated questionnaire about the type of car you own and the type of assurance you want, wait for your quotes, then pick the best one. (See link below.)

Lowering Your Auto assurance Rate

In increasing to comparison shopping, here are some other ways to lower your assurance rate:

Raise your deductible - Raising your deductible can save you hundreds of dollars a year on your assurance premium. After a while the money you save on your assurance premium will more than make up for your deductible.

Drop your collision and allembracing coverage - If you drive an older car - particularly if your car is worth less than the total of your assurance premium plus your deductible - think dropping your collision and allembracing coverage as repairs may cost more than your car is worth.

Consolidate your assurance policies - Purchasing your homeowners assurance (or renters insurance) and auto assurance straight through the same company can get you a 5% to 15% allowance on your premium.

Get all the discounts you can - assurance companies offer discounts on their policies for all sorts of reasons. Ask your agent about all the discounts you're eligible for and take advantage of them.

Bad credit Auto guarnatee - How to Get the Best Rate

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