Do you want to buy a car but do not have the money to make a down payment? To make things worse, you have a bad prestige line and your debt assembler has threatened you over and over again that there is no way that you can get another prestige card application approved, or get a mortgage or a car loan.
You need not worry. Although financial agencies take into observation your prestige history, it is not written in stone that man like you who has a bad prestige record is no longer eligible for a new prestige card, a mortgage or any kind of loan. That may have been true a few decades ago, but not anymore. Most car dealers do not truly need money down to make a purchase. If you truly are short on cash, instead of purchasing a car and borrowing the amount to pay for it, trade in your old car and have the appraised value of the old car deducted from the price of the new car. If the car you are trading in is still not fully paid, that is the only time you need to make a down payment.
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You can pay using a mixture of trade-in and a car loan. Even if you have a bad prestige history, you can find a financial practice that will help you get a loan approved. Many of these financial institutions can work with a dealer near you to find the best and most affordable loan you can get. They can give you flexible terms with a low yearly percentage rate. Of course, it is best to shop nearby to find the best rates you can secure.
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